1. Pack a Lunch
One of the easiest ways to save money is by packing your lunch for work. If you think about it, most (lunch) meals cost any where between $5-$15, and that adds up fast! I normally only go to lunch if it is a networking event or if I am meeting someone. Otherwise, I totally brown bag it and save my money and calories. Besides, I would rather save that money for a meal that I can sit back and enjoy with friends instead of looking at my watch the whole time thinking about rushing back to the office.
2. Make Your Own Coffee... Skip the Lattes
Skimp on the lattes and invest in a good coffee maker. Very similar to #1, you can save so much money by simply making your own coffee each morning before heading to work. I splurge at coffee shops every now and then, but try my best to make it myself when possible. I love coffee and sip on it each morning while I get ready. Coffee is an expensive habit that can add up fast if you don't watch it!
3. Get a Library Card
One of my favorite money-saving tips is to sign up for a library card with your local public library. Our local library is one of the best-kept secrets, and has so many of the newest and best-selling books I want to read. Rather than spend $20(ish) on each book, I will always check my library's online catalogue first to see if they carry the book(s) I am looking for. Most of the time they do and I will just check it out online. I read a lot, so this tip has saved me a lot of money!
*Click here for my roundup of 15 Must-Read Career Books for the Modern Professional.
4. Ditch Cable
Yes, I said ditch cable. I don't have cable in my new house and I can assure you that I do not feel like I am missing out. For one, I am not home enough to even watch T.V., plus, there is not much on that I care to even watch! I would rather save that money for other expenses or traveling. I do have basic Internet and can stream a lot of shows on various news sites or even YouTube and save myself a couple hundred bucks a month. Totally worth ditching cable to save money!
5. Live Beneath Your Means
Our society struggles with this one. We live in an age where consumer credit card debt for "stuff" is the norm, and people want instant gratification from material things in order to "keep up with the Joneses". I love fashion and designer handbags and shoes as much as the next gal, but it is not worth putting yourself in debt for! Make a budget and stick to it and practice delayed gratification! There is nothing wrong with not being able to afford designer items and saying no to dinner with friends at ridiculously expensive restaurants. You will be so much better off in the long run and have more money for emergencies or other investments, including real estate.
Thanks so much for stopping by! Do you have any money-saving tips??